Vacancy expired!
Profitability Analyst - Pricing(Savings and Operations)DescriptionAt Bank of the West, our people are having a positive impact on the world. We’re investing where we feel we can make the most impact, like advancing diversity and women entrepreneurship programs, financing for more small businesses, and promoting programs for sustainable energy. From our locations across the U.S., Bank of the West is taking action to help protect the planet, improve people’s lives, and strengthen communities. We are part of BNP Paribas, a global leader supporting the UN Sustainable Development Goals (SDGs). Yes, we’re a bank, but as the bank for a changing world, we are continually seeking to improve the ways we help our customers, while contributing to more sustainable and equitable growth.Job Description SummaryLead and manage the savings exception rate process which includes tracking, processing, rate pointer management and quarterly review of accounts. Implement and validate all disclosures for Savings and CD products, manage customer outreach / experience, and support all audit/compliance requests and issues. Support deposit pricing governance routines and validate all product pricing changes to ensure accuracy. Assist managing projects and complicated processes as needed.Essential Job Functions
Assists manager in the development of business strategies, and directs execution against those strategies. Partners broadly across the organization - systems, finance, legal, compliance, training, marketing and all channels - to deliver against defined business objectives successfully.
Evaluates ideas for new products, investigates business segment opportunities and effect on market of present products; recommends exploitation of economically attractive opportunities and makes strong and well-reasoned recommendations.
Understands and represents the interests of the customer, translating customer needs into actionable business opportunities.
Evaluates current economic conditions and regulatory environment, and advises management of possible impact on entire product and service lines of the overall business segment.
Gathers market intelligence so that business segment opportunities may be capitalized on as they occur and the effects of competitive activity are minimized.
Assists the development and recommendations of pricing strategies that will result in meeting specific business segment and or product objectives.
Ensures all new and existing products and communication related to products are in compliance with bank policy and regulatory requirements.
End-to-end Pricing Governance meeting and process ownership
Lead and manage the exception rate process which includes tracking, processing, rate pointer management and quarterly review of accounts
Implement and validate all disclosures for Savings/CD products and pricing, andmanage customer outreach / experienceControls, governance, business continuity and audit support
Performs other duties as assigned or requested
QualificationsQualificationsRequired Education or Equivalent Experience
Bachelor's Degree or equivalent work experience
Required Experience
3-5 years of applicable experience
Administrative/Technical Skills
Analytical and research
Bank product and service knowledge preferred
Coordinate meetings
Excel, PowerPoint and Word experience
Timeline management
Negotiation skills
Finance experience preferred
Project/process management experience preferred
Data manipulation experience preferred
Presentation skills
Use personal computer
Ability to handle multiple tasks and projects
Equal Employment Opportunity PolicyBank of the West is an Equal Opportunity employer and proud to provide equalemployment opportunity to all job seekers without regard to any statusprotected by applicable law. Bank of the West is also an Affirmative Actionemployer - Minority / Female / Disabled / Veteran.Bank of the West will consider for employment qualified applicants withcriminal histories pursuant to the San Francisco Fair Chance Ordinance subjectto the requirements of all state and federal laws and regulationsJob: Accounting FinanceLocation: United States-California-San RamonOther Locations: United States-Nebraska-Omaha, United States-Colorado-Denver, United States-Arizona-TempeRequisition ID: 051859
