Vacancy expired!
Credit Analyst/Commercial Underwriter
Our employees are an important part of the CoastHills experience. If you enjoy a professional work environment and truly want to make difference in people's lives, we encourage you to apply for the position below.
Under the direction of the Assistant Vice President of Commercial Lending, the Credit Analyst/Commercial Underwriter 3 is responsible for conducting investigations and analysis of small to large business loans, ranging from basic level to highly complex in nature. Evaluates risk and follows Credit Union policies and regulations.
Some of the Responsibilities are;
⢠Interfaces with Commercial Loan Offices, Credit Support and other employees to ensure loan applications are completed and identifies documents that are missing or that require verification and/or clarification.
⢠Interfaces with members, accountants, attorneys, and other parties to complete the application process.
⢠Coordinates the ordering of reports and reviewing the same for acceptability, including but not limited to OFAC reports, flood certifications, title policies, and collateral information, which includes appraisal inquiries, UCC Searches, environmental due diligence, and more.
⢠Effectively performs credit analyses, evaluates applications and eligibility determination, and develops financial forecasts of various borrowing entities and key principals.
⢠Follows CHCU loan policy and regulatory guidelines; structures and underwrites loans; and make recommendations to the appropriate level of credit authority.
⢠Effectively performs risk assessment through evaluation of risks and mitigation.
⢠Analyzes data for identification of financial trends, transactions or events which would have a bearing on the future operations and financial health of the applicant.
Some of the Requirements are;
⢠Bachelor's degree in Business, Finance, or Accounting or equivalent combination of training/experience.
⢠Five or more years business banking experience.
⢠Four or more years business loan underwriting experience.
⢠SBA 504 loan underwriting experience, highly desirable.
⢠Experience with regulatory exam process, as well as responses to findings required.
⢠Formal credit training preferred.
⢠Skilled in Word, Excel and Outlook.
⢠Commercial lending best practices knowledge.
⢠USDA and SBA loan programs/procedures understanding.
⢠Strong knowledge of credit, accounting, and financial analysis.
⢠Thorough understanding of applicable regulations.
⢠Knowledge of commercial credit analysis software desirable.
⢠Ability to be bonded.
We offer great benefits including, very generous PTO, low premium health insurance, 401k matching, and more...
If you are motivated and team-oriented, here's your chance to work where every day is Another great day!
To apply, please proceed to the application at:
https://workforcenow.adp.com/mascsr/default/mdf/recruitment/recruitment.html?cid=197b07e1-0b00-46c5-93e9-f62972ff418f&jobId=254828&lang=en_US&source=CC2&ccId=19000101_000001
