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The Director, US Consumer Credit Product Delivery will be part of the US Consumer Credit Product team and be responsible for delivering Visa's consumer credit products and Visa's credit market knowledge and insights to our clients. Responsibilities range from supporting sales of Visa products and services, delivering credit expertise and product guidance to clients, and leading custom product implementations. The position will be based in Foster City, CA or New York, NY.
Visa's Credit platforms drive over a trillion dollars annually in payment volume, and generate significant net revenue for Visa. Our issuing partners utilize these platforms to serve the needs of over 100M customers, helping consumers meet financial goals and delivering exceptional products in marketplace segments including student, secured, new-to-credit, non-rewards and rewards products. Our offerings include Visa Signature and Visa Infinite; travel, lifestyle and protection benefits; and credit-focused capabilities and servicing features.
Responsibilities:Serve as a deep consumer credit industry and product subject-matter-expert supporting both internal partners and external clients to address a variety of needs.
Support sales of Visa's consumer credit product and solutions by engaging with clients to identify objectives, product gaps, and opportunities.
Help clients configure Visa's product and solutions to meet clients' objectives.
Lead custom Visa product implementations (e.g. premium affluent platforms) working with clients and various internal Visa teams.
Engage with clients to provide insights on product and market trends, consumer credit growth strategies, and strategic product considerations. Be able to converse deeply on important drivers of credit card portfolio success, including underwriting, pricing, marketing, customer acquisition, servicing, product value proposition, digital sales and servicing, operations and new and disruptive industry players.
Support Requests for Proposal (RFP) and new business development opportunities, working with sales organization to prepare, present, negotiate and win deals for assigned product lines.
Support a range of large and small credit clients, including issuers, processors and other consumer credit stakeholders.
Drive issuer understanding and engagement in Visa Consumer credit strategy and initiatives, such as the initiatives for affluent and non-affluent credit products.
Work collaboratively across functional teams including Consulting (Visa Consulting & Analytics), Product management, Co-Brand, Client Delivery, Client Services, Finance, Visa Research and others to develop and execute strategic plans and key initiatives.
Represent client's interest and needs on internal initiatives - this requires a thorough understanding of the client's strategies/key initiatives, underlying business philosophy, financial results, and key players, as well as Visa's interaction model and approach for winning more business.
This person can work out of the New York, NY, Foster City, CA, Wilmington, DE OR Atlanta, GA
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Visa will consider for employment qualified applicants with criminal histories in a manner consistent with the requirements of Article 49 of the San Francisco Police Code.