Auto Analytics and Reporting Senior Risk Analyst (Hybrid- In Office/WFH).General informationCareer areaRiskWork Location(s)2911 Lake Vista Drive, Lewisville, TX, 500 Woodward Avenue, Detroit, MI, 601 S. Tryon Street, Charlotte, NCRemote?NoRef #12819Posted DateWednesday, June 1, 2022Working timeFull-timeAlly and Your CareerAlly Financial only succeeds when its people do - and that’s more than some cliché people put on job postings. We live this stuff! We see our people as, well, people - with interests, families, friends, dreams, and causes that are all important to them. Our focus is on the health and safety of our teammates as well as work-life balance and diversity and inclusion. From generous benefits to a variety of employee resource groups, we strive to build paths that encourage employees to stretch themselves professionally. We want to help you grow, develop, and learn new things. You’re constantly evolving, so shouldn’t your opportunities be, too?The OpportunityThe Auto Analytics and Reporting Senior Risk Analyst is responsible for executing quantitative analysis to identify, measure and communicate credit risk. This role will leverage business, technical and analytical skills to evaluate the evolving nature of auto credit risk and create transparency into expected and actual portfolio performance. Through analysis and in-depth research, the Senior Risk Analyst will contribute to Independent Risk Management executing on its responsibilities of providing an objective, critical assessment of risks and through oversight and effective challenge, evaluates whether Ally remains aligned with its risk appetite and risk limits.The Work ItselfWork with and manage large amounts of data, completing in-depth analysis identifying and measuring credit risk across the Auto portfolio
Communicate reporting and analytical findings in a concise and focused manner
Execute and maintain reporting processes, and develop new repeatable processes
Conduct ad-hoc analysis and manage various other independent projects
Maintain, improve and evolve suite of managerial reporting
Independently identify, assess, monitor, and escalate risks across the enterprise
Leverage current and explore new tools to provide meaningful data insights, create robust analysis, and expand portfolio surveillance capabilities
Review and challenge material estimates and/or the processes that provide estimates used in managing the business line, appropriateness and effectiveness of credit risk policies, and compliance with enterprise policies and standards
The Skills You BringMinimum 3 years of experience in performing analytics, evaluating credit, publishing management reporting or assessing risk in the financial services industry, preferably automotive lending
Education level: Bachelor's Degree Required (preferably Finance, Accounting, Data Science, Statistics or Business-Related Curriculum); Graduate Degree preferred
Strong technical and data skills – SQL experience required, experience with the following a plus: SAS, Python, R.
Proficiency with Microsoft Office products including advanced Excel and Powerpoint skills.Experience with PowerBI or Tableau preferred
Ability to work collaboratively and effectively at all levels of the organization
Good organizational skills with the ability to work autonomously and initiate proactively
Ability to translate modeling/analysis results into business recommendations
Strong analytical and problem-solving skills
High level of oral and written communication skills
Ability to manage multiple priorities and deliver timely results
How We'll Have Your BackAlly's compensation program offers market-competitive base pay and pay-for-performance incentives (bonuses) based on achieving personal and company goals. But Ally’s total compensation – or total rewards – extends beyond your paycheck and is designed to support and enrich your personal and professional life, including:Time Away: competitive holiday and flexible paid-time-off, including time off for volunteering and voting.
Planning for the Future: plan for the near and long term with an industry-leading 401K retirement savings plan with matching and company contributions, student loan and 529 educational assistance programs, tuition reimbursement, and other financial well-being programs.
Supporting your Health & Well-being: flexible health and insurance options including dental and vision, pre-tax Health Savings Account with employer contributions and a total well-being program that helps you and your family stay on track physically, socially, emotionally, and financially.
Building a Family: adoption, surrogacy, and fertility support as well as parental and caregiver leave, back-up child and adult/elder day care program and childcare discounts.
Work-Life Integration: other benefits including LifeMatters® Employee Assistance Program, subsidized and discounted Weight Watchers® program and other employee discount programs.
Who We Are: Ally Financial is a customer-centric, leading digital financial services company with passionate customer service and innovative financial solutions. We are relentlessly focused on "Doing it Right" and being a trusted financial-services provider to our consumer, commercial, and corporate customers. For more information, visit www.ally.com.Ally is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, sexual orientation, gender identity or expression, pregnancy status, marital status, military or veteran status, genetic disposition or any other reason protected by law.Where permitted by applicable law, must have received or be willing to receive the COVID-19 vaccine by date of hire to be considered, if not currently employed by Ally.We are committed to working with and providing reasonable accommodation to applicants with physical or mental disabilities. For accommodation requests, email us at firstname.lastname@example.org. Ally will not discriminate against any qualified individual who is capable of performing the essential functions of the job with or without reasonable accommodation.