Mortgage Loan Officer

Mortgage Loan Officer

13 Jul 2020

Mortgage Loan Officer

Join the amazing team at Bank of Jackson Hole! Long term community bank is seeking well-qualified Mortgage Loan Officer who will be responsible soliciting and developing a wide variety of residential mortgage loans. This successful loan officer will spend a significant amount of time on outside sales activities cultivating and developing strong referrals sources from realtors and other mortgage referral sources, and clients to provide mortgage solutions.

Essential Functions and Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

  • Develop knowledge of company products, policies and procedures, and underwriting requirements in addition to bank products and services to ensure we are delivering solutions to the individual and business needs
  • Strong knowledge of real estate appraisals, title reports, and real estate transactions
  • Inform prospective and existing customers of BOJH programs, rates, policies, underwriting requirements, and loan procedures
  • Analyze detailed financial and credit data, matching customer needs and developing solutions with an appropriate loan program and level of risk
  • Receive customer applications, quote the rate and points, and complete follow-up activities
  • Develop and maintains a high degree of visibility for BOJH in the marketplace
  • Perform miscellaneous duties as needed and required

Minimum Qualifications, Education & Experience

  • College degree and 5+ years of mortgage lending origination experience required
  • Experience with FHA, VA, USDA, Fannie Mae, Freddie Mac, Non-conforming Jumbo loan products
  • Advanced knowledge of residential mortgage lending, processing, credit analysis and mortgage regulations.
  • Broad knowledge of mortgage loan products, secondary market and underwriting guidelines.
  • Proven sales experience and track record of achievement of sales goals.
  • Excellent communication, interpersonal and organizational skills.
  • Working knowledge of federal, state and local regulatory mortgage lending requirements.
  • Knowledge of various software applications including Microsoft Office Suite.

Must be in good standing under "The Secure and Fair Enforcement for Mortgage Licensing Act of 2008" (Safe Act) and must be registered/licensed with the "Nationwide Mortgage Licensing System and Registry"; or must be able to be registered under the Safe Act. Must remain in good standing under the Safe Act.

Competencies

1. Extreme level of confidentiality.

2. High level of honesty and integrity.

3. Strong oral and written communication.

4. Math proficiency appropriate for a lender in banking. Ability to read and analyze financial data and credit reports.

5. Ability to organize and prioritize.

6. Decision making & problem solving skills.

7. Exercise good judgement.

8. Work independently/team member.

9. Time management.

10. Personal effectiveness & flexibility.

11. Stress management/composure.

12. Thoroughness.

13. Strong attention to detail.

14. Proficient with Excel, Word and Outlook.

15. Strong sales and business development skills.

Supervisory Responsibilities

Position has no supervisory responsibilities.

Work Environment
This job operates in a clerical office setting. This role routinely uses standard office equipment such as computers, phones, photocopiers, fax machines, filing cabinets. Must be able to work in professional office environment with low to moderate office environment noise and distractions.

Physical Demands
This is a largely sedentary role. While performing the duties of this job, the employee is regularly required to see, talk, hear, sit for long periods of time, stand, squat, kneel, walk, climb stairs, bend, manual dexterity and reach with hands and arms. Position requires the ability to lift files, open filing cabinets and bend or stand on a stool as necessary. Proper lifting techniques are required. This position may occasionally lift up to 20 pounds.

Position Type/Expected Hours of Work
This is a full-time exempt position. Regular days and hours of work are Monday through Friday, from 8:00 am through 5:00 pm, dependent on branch assignment. Saturday Officer duty as assigned. The employee must work a minimum of 30 hours each week to maintain full time status.

Travel
No travel is expected for this position. Occasional travel between branches or for training may be expected.

EEO Statement
It is the policy of Bank of Jackson Hole to afford equal opportunity in all phases of employment without regard to an individual’s race, color, creed, religion, gender, national origin, age, disability, marital status, ancestry, sexual orientation, unfavorable military discharge for qualified individuals with disabilities, and for qualified disabled veterans and veterans of the Vietnam era, to the extent required by applicable local, state and federal law.

Other Duties
This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Jackson Hole offers the premier opportunity for those who enjoy all outdoor experiences. The Bank of Jackson Hole offers competitive wages and a generous benefits package.

Please complete application at website listed below:

www.bankofjacksonhole.com/careers

Job Type: Full-time

Benefits:

  • 401(k)
  • 401(k) Matching
  • Dental Insurance
  • Health Insurance
  • Life Insurance
  • Paid Time Off
  • Vision Insurance

Schedule:

  • Monday to Friday

Experience:

  • mortgage lending origination: 5 years (Preferred)

Education:

  • Associate (Required)

Location:

  • Jackson, WY 83001 (Required)

Work authorization:

  • United States (Required)

Additional Compensation:

  • Commission

Company's website:

  • www.bankofjacksonhole.com/careers

Benefit Conditions:

  • Waiting period may apply
  • Only full-time employees eligible

Work Remotely:

  • No

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