AG / Commercial Lender

AG / Commercial Lender

13 Jul 2020

AG / Commercial Lender

Cowboy State Bank is seeking a Commercial / Agricultural Lender. We are a small community Bank with over 100 years of serving Sheridan County.

Candidate will originate, manage and supervise a portfolio of commercial / Ag loans with the overall objective of maintaining and increasing its asset quality and scope by developing new and existing business relationships. The Commercial Lender will represent the Bank in the local community through active participation in community affairs and participating in marketing of the products and services.

Additional responsibilities of this position will include but are not limited to:

  • Support the Bank's strong relationship culture through on-going customer contact, quality customer service, and superior product knowledge. Assist customers with any business loan related questions and concerns.
  • Participates in developing lending and deposit business for the Bank. Calls on clients to expand existing business; calls on prospects seeking opportunities to expand the Bank's customer base.
  • Monitors an existing commercial / Ag loan portfolio to maintain a high-quality asset base. Maintains up-to-date Customer files including current balance sheets, profit and loss statements, cash flow projections and all loan documentation.
  • Maximize profitability through appropriate pricing of new loan origination's, fee income, and selling of all products and services.
  • Negotiate terms, structure loan financing based on risk considerations and present credits for approval.
  • Review customer financial condition and assess the customer’s ability to re-pay the loan.
  • Complete or directs completion of all loan documents and closes loan.

Salary DOE.

Requirements:

  • Bachelor’s degree in finance or related field.
  • Minimum 5 years’ experience in branch/lending administration.
  • Strong background in financial institution operating policies & procedures, banking regulations (federal & state).
  • Strong background in Commercial / Ag underwriting & lending.
  • Good written & oral communication skills, excellent public relations skills.

Job Type: Full-time

Pay: $75,000.00 - $100,000.00 per year

Benefits:

  • 401(k)
  • 401(k) Matching
  • Dental Insurance
  • Disability Insurance
  • Flexible Schedule
  • Flexible Spending Account
  • Health Insurance
  • Life Insurance
  • Paid Time Off
  • Vision Insurance

Schedule:

  • Monday to Friday

Experience:

  • Financial Analysis: 5 years (Required)
  • Regulations: 10 years (Preferred)
  • Management: 5 years (Required)
  • Underwriting: 5 years (Preferred)

Education:

  • Bachelor's (Required)

Work Location:

  • Multiple locations

Company's website:

  • cowboystatebank.com

Benefit Conditions:

  • Waiting period may apply
  • Only full-time employees eligible

Work Remotely:

  • No

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