PORTFOLIO MANAGEMENT OFFICER Commercial Lending Portfolio Job Summary: Responsible for lo an monitoring during li fe cycle to includ e all internal and external reporting requirements, company I borrower news and press releases and all relevant events. Re spon s ib l e for the maintenance of the Commercial Loan Portfolio and for providing s upp ort as detailed below. Essential Responsibilities: Facilitates the preparation of credit underwriting and analysis of new loans, renewals and modifications. Assist in facilitating closing of transactions. Manage past due and maturing loans. Recommends and models appropriate loan structure for new and existing loan relationships Prepares periodic reviews of existing loans to assess credit quality and covenant compliance Collect, receive and review financial report to monitor loan compliance and performance. Prepare files for annual review and complete review on timely basis. Responsible for portfolio annual inspections Timely response to open exception report, loan review audits and support internal and external audits. Review weekly reports and tickler file for assigned Portfolio. Assists Commercial Lending Team with potential new business. Assists in the preparation of Waivers and Amendments. Prepares Commercial portfolio and other miscellaneous reports as needed. Requests and follows-up on pending and missing legal and other documentation supporting credit assets. Prepares visitation reports summarizing visits to properties and/or with clients. Assist with Commercial Lending team as needed to acquire working knowledge of Credit Analysis Providing loan document information as required which includes secondary market and NLP portfolios. Create and send default letters as required. Other ad-hoc duties as necessary in order to familiarize with all department areas. Independence of Judgment: Individual is required to work i ndependentl y with little superv i sion and meet estab l ished dead l i n es. Impact of Errors: Disorganization of the Department. Complaints from Clients/Investors. Improper classification of assets. Incorrect data presentation due to erroneous numbers. Interpersonal Communication: Po sit ion i s customer service based internally. Physical Demands, Education and Skills: The physical demands described here are representative of those that must be met by the employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Strong knowledge of Microsoft Office Suite specifically excels, word and PPT. Understanding of financial information and loan documentation. Strong analytical and problem-solving skills. Well-developed written communication and verbal presentation skills. This position requires sitting must of the time, using of hands, fingers, hand le or feel, talk and hearing. Sometimes is required to stand and walk k. Able to handle stress. Flexible working hours. Attention to details. Specific vision abilities close and distance vision. May require l lifting and moving boxes or packages not exceeding10 pounds in weight. Good communication skills. Bachelor's or master’s in accounting, finance, business, or related field. Credit Analysis Skills Work Environment: Employees in this job work in an office environment with a comfortable room temperature, good lighting, and quiet conditions. These employees are exposed to external elements when representing the corporation at external events and may be required to work extended hours, including holidays, should these coincide with company event Disclaimer The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not indented to be an exhaustive list of all responsibilities, duties, skills required of personnel so classified. The reporting relationship may not reflect the most recent changes to the commercial reporting structure. First Bank Florida is a proud to be an Equal Employment Opportunity Employer and takes affirmative action to employ Women, Protected Veterans, People with Disabilities and Minorities regardless of gender identity, sexual orientation, and any other legally protected status.
