Apply NowJob Title: Commercial Loan Officer Summary: The Commercial Lending Officer is responsible for providing support, direction, credit information, and loan policies and procedures to ensure the overall quality of the Bank's lending portfolio. Duties include calculating the Allowance for Loan and Lease Loss Reserve (ALLL) and making recommendations to executive management and the Board of Directors for monthly allocations to the Loan Loss Reserve. Reviews and approves/declines large and complex loans prior to submission to Loan Committee. This position will set policies and procedures regarding lending activities, ensure adherence to federal regulations and establish goals for long-term portfolio growth. Essential Duties and Responsibilities: Collect and analyze financial information to support loan approval/denial decisions. Pays particular attention to credit quality and making sure the bank stays within or under the quality standards set for the Bank. Responsible for overseeing and managing the correction of past due loans, monitoring of loan file exceptions outstanding, the collection of delinquent loans. Responsible for recommendations for charge-offs of problem loans, and the collection of charged-off loans. Ensure compliance with applicable Bank regulations for all lending practices. Coordinate and develop loan products and programs consistent with the Bank's goals and practices. Adhere to customer confidentiality and information security programs for the lending function. Assist in development and implementation of training, continuing professional development and bench marking for lending services employees. Prepare monthly loan portfolio reports for the Board. Fulfills duties, projects or processes that may be assigned by the Board or CEO. Supervisory Responsibilities: N/A Qualifications: Bachelor's degree (B. A.) from four-year College or university; or at least five years related experience and/or training; or equivalent combination of education and experience. MBA preferred. Ability of critical thinking and problem-solving plus good communication and presentation skills required. Knowledge of rate and risk structure of portfolio management plus experience with commercial, consumer and mortgage lending required.recblid 8n8yik1oud6dqw4lxfxynx0r8iz6qbApply Now