OverviewAt Community Financial System, Inc. (CFSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer wealth management, investment management, insurance and risk management, and benefit plan administration. Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day. To ensure our people can enjoy long and successful careers here at CFSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.ResponsibilitiesThis position is responsible for reviewing Direct Consumer Loans via the Consumer LOS for quality assurance, adherence to compliance policies, regulatory policies (such as Fair Lending), underwriting policies, and documentation requirements. Essential Responsibilities:Review Direct Consumer loan packets to ensure accuracyReview exceptions and correspond directly with Lender(s) and Loan processor(s) to resolveWill have lending authority and underwriting responsibilities for employee consumer loans requestsPerform multiple queue verification within Consumer LOS to ensure all loans are satisfied in a timely and regulatory mannerAssist with reviewing employee Direct Consumer loansAssist Supervisor(s) in daily operations as they pertain to Direct Consumer LendingProvide periodic reports to Supervisor(s)Assist Supervisor(s) with updating procedures as neededAssist Branch representatives and LOS Regional Trainers with Direct Consumer loan and LOS questionsAssist with and absorb additional Direct Consumer Loan related functions resulting from a merger/acquisitionProvide quality service to customers (internal and external), coworkers and managementComply with established operating policies and procedures in order to maintain adequate controls and to support the Bank's adherence to outside regulatory agenciesPerform other related duties as assigned or directedMaintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to pertinent policies, procedures, and internal controls, and meet all job-specific training requirements in a timely fashionAncillary Duties:Occasional travel throughout branch networkAs an integral member of the Direct Lending Department, this position is responsible to assist the department, as well as the Bank, in achieving their goals QualificationsEducation, Training and Requirements:High School Diploma or GED requiredAssociates Degree in related field of study or two (2) years' experience in a related field preferredValid drivers' licenseAll applicants must be 18 years of age or olderSkills:Keen attention to detailProficient reading, writing, grammar and mathematical skillsProficient and professional interpersonal relations and communicative skillsAdaptable and flexible with an understanding of changePositive attitude with a level-headed approachCreative thinker, collaborative and team playerDedicated work ethicAble to maintain focus within an open floor plan office setting consisting of simultaneous professional conversationsMust be able to consistently demonstrate the Company's core values; a strong work ethic, integrity, respect for others, responsibility, transparency and humilityExperience: Minimum of four (4) years' experience in related document review, lending or operational position normally required Other Job InformationHours: 40 hours/week; Monday - Friday 8:00 - 4:30 Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on! Physical Requirements:The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus. The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.MinimumUSD $20.00/Hr.MaximumUSD $26.49/Hr.Community Bank System, Inc. is an Affirmative Action, Equal Opportunity Employer who fully embraces diversity - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity.Minimum Salary: 31200.00
Maximum Salary: 31200.00
Salary Unit: Yearly
