Reference #: COMME001848
DescriptionESSENTIAL DUTIES and RESPONSIBILITIES include, but are not limited to the following:
Sell business products and services to commercial customers and prospects as opportunities occur or required by management, typically through personal calling efforts or internal/external referrals
Analyze credit worthiness of commercial borrowers and make recommendations for extending credit
Develop sales proposals, coordinate preparation of commitment letters, and make sales presentations to clients and prospects.
Promote and cross-sell other Bank services to existing and prospective clients
Oversee preparation of legal documents for loan closings
Monitor risk in loan portfolio and take appropriate action to indemnify and minimize credit risk. Effectively manage collateral and documentation exceptions
Maintain portfolio delinquency at levels acceptable to management
Interact with operational and technical areas to resolve problems
Be active in community/civic/professional organizations that promote the bank and engender networking opportunities
Adhere to all appropriate service standards
Complete all mandatory and elective training, including BSA (Bank Secrecy Act) and Anti-Money laundering procedures. Maintain compliance with all appropriate rules and regulations.
Regular, predictable attendance is an essential requirement of this position
EDUCATION and/or EXPERIENCE:
Bachelor degree in Business Administration or Finance
Minimum of three (3) years experience as a commercial lender
Knowledge of Word, Excel, Internet navigation/research, and Outlook is expected
Ability to clearly and effectively communicate both verbally and in writing
Frequent travel will be required using reliable personal transportation
QualificationsEducation
Bachelors of Business Administration (required)Skills
Commercial Lending (required)Equal Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)Farmers National Banc Corp. is an Equal Opportunity Employer: disability/veteran
