The ideal candidate will evaluate the financial health of existing and potential clients by analyzing available financial and other data to determine credit recommendations, ensure client information is accurate and securely maintained. An important part of this role is adhering to internal controls, policies, and procedures surrounding the credit assessment process.
Scope of Responsibilities
Research and evaluate creditworthiness of potential and current customers
Examine credit history and/or financial transactions, documents etc. case by case
Determine degree of risk involved
Carefully analyze data producing clear and objective reports
Routinely monitor monthly credit reporting and rating requirements
Adhere to established policy, standards, and internal controls; communicating with Management staff and NAES subsidiaries
Monitor corporate portfolio quality on an ongoing basis within established tools
Maintain accurate records of client credit application / renewal packets
Ensuring and maintain accurate data within established tools for tracking client credit
Draft models of credit information that predict trends on an ongoing basis
Monitoring trade receivable and billings for collections and potential bad debts
Provide recommendations on opportunities to improve or optimize procedures, standards, policy
Participate in JSOX audit requirements when assigned
Working Relationships
This position reports the Senior Manager Finance Operations and/or the Client Credit Manager. The position will not have direct reports.
Education and Experience
At least 2-years proven work experience as a Credit Analyst or similar role
Bachelor's degree in Accounting, Business Administration, Finance or similar field (a plus)
Advanced knowledge of accounting software, Microsoft suite, MSD365 ERP solutions (a plus)
Excellent analytical, negotiation, and problem-solving skills
Detail oriented with good communication and interpersonal skills
Ability to self-manage in stressful situations
Specific Skills and Knowledge
Ability to accurately manage details, meet deadlines and support decisions with appropriate support within a fast paced, sometime ambiguous environment
Aptitude to recognize and resolve issues in a timely manner
Manage complex workload with a high degree of ethics and integrity, with discretion
Knowledge of accounting principles, credit scores, collection policies, and credit related laws
At J.P. Morgan Chase, we have an enthusiasm for helping our clients, taking care of our employees, building relationships, and delivering extraordinary customer service while maintaining a strong commitment to diversity and inclusion. Using a broad investment product and thought leadership platform along with cutting edge digital technology, you will be front and center representing our brand and interacting with our clients to offer the best investment solutions to meet their financial needs.
