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COMPANY DESCRIPTION:
At Asset Security Consulting a.k.a. Client Protection Advising, we specialize in the immediate restructuring liquidity of future funds when a client owns a structured settlement or annuity that is paid out into the future.
A structured settlement or annuity comes from a lawsuit revolving from a wrongful death, medical malpractice or a personal injury. Because of these tragic incidents, our clients are compensated by A+ rated insurance companies after their lawsuit has been settled.
While an annuity is structured, our job is to help our clients restructure their payments in a way that fits their needs, goals and aspirations. Financial needs change on a daily basis and our clients need financial security to fit their financial futures.
o Most clients cant ask a bank for $100,000 loan, so they restructure their policy for financial security. Our team of Structured Settlement Directors specialize in building a tailored financial expense report for our clients.
www.clientprotectionadvising.com
JOB DESCRIPTION:
Customer Service Representative that focus on transferring qualified clients to the account executives
Complementary training & resources provided to transfer the calls via text & email
Commission based position demanding Account Executive & Customer Service Representatives
WHO WE ARE:
Asset Security Consulting a.k.a. Client Protection Advising - #1 Leading broker of Structured Settlement Payments in the state of California. Headquartered in San Diego, CA.
www.clientprotectionadvising.com
Preferred broker to the hedge and unhedged fund market issued by major insurance companies
WHAT WE DO:
Our clients received a settlement at one point, now that settlement is paying out in a structured future payout, called a structured settlement.
The structured settlements are paid out by A+ rated insurance companies. (MetLife, AIG, NY Life, Pac Life, Hartford, All-state, etc.)
We specialize in the restructuring of those future payments to obtain financial security and financial freedom.
When our clients restructure, their payments are then redirected to institutional investors who fund a large advance in order for clients to handle their financial obligations¦ this must fit the financial best interest of the client.
Focusing on relationship building allows you to separate yourself by a wide margin
We consult our clients to on decisions within their structured settlement that would fit their financial goals, hardships and overall best interest
Often times we allow clients the opportunity to desire our services again and again.
We help change, build, rejuvenate and optimize financial freedom for our clients.
REQUIREMENTS, QUALIFICATIONS AND SKILLS:
No certificate or license needed, professional training provided.
Prior commission based experience
Perfect fit for a life insurance agent / real estate agent. Clients often choose to purchase homes and retirement funds after our services
Highly driven attitude, self-motivated, and determined to meet and exceed metric goals
Friendly, confident, outgoing, and positive mindset
Business casual appearance
Excellent follow up and customer communication
Professional phone, email, verbal and written English / Spanish communication skills
Experienced in Microsoft Word, Excel, and multiple social media platforms
Reliable transportation
Develop and maintain strong, lasting relationships with clients
REASONS CLIENTS WANT TO RESTRUCTURE THEIR PAYMENTS:
Buy home or avoid foreclosure
Buy home and rent out (Most popular)
Make home improvements
Further Education
High interest debt reduction
Business opportunities
Invest in stocks, bonds, options
Medical expenses
Reduce debt
Purchase new vehicle or fix up vehicle
To repair their credit
DEAL DETAILS:
Process: Documents signed, approval, funding
87% of deals are paid out in 35-48 days.
13% of deals are paid out in 49-76 days
Contractual agreement that the customer service representative is paid on the day client is approved
DEAL EXAMPLES:
#1: Client receives $8,000/month starting 1/1/2020 through and including 12/1/2039. We discuss restructuring $2,000/month from that $8,000/month check leaving them with $6,000/month.
Total Amount to restructure: $2,000 240 months = $480,000.
Net present value (NPV: Today's value) = $344,000
#2: Client receives $250,000 on 8/1/2025, $400,000 on 8/1/2030, $500,000 on 8/1/2040
Total Amount to restructure: $1,150,000
Net present value (NPV: Today's value) = $858,000
#3: Client owns 3 policies (very common). NY Life Annuity Policy Paying $1,500/month for life paying out as current payments.
A) American General (AIG) policy paying $4,000/month when the client turns 25 for life.
B) Genworth Annuity policy paying $100k in 2020, $250k in 2023, $500k in 2027, $1M in 2033.
C) NY Life policy paying currently monthly payments of $1,459/month increasing at 3% compounded annually for 40 years guaranteed and for life thereafter.
We discuss restructuring the Genworth or AIG Policy because it does not affect the client's current financial position
Total Amount to restructure: $1,800,000
Net present value (NPV: Today's value) = $1,230,000
WHY WORK AT Asset Security Consulting aka Client Protection Advising?
Providing value to clients with financial security to obtain financial freedom
Originating extraordinary financial futures for our clients
Unique industry that allows representatives and account executives the consistent flow of integrity, compensation, and opportunity for growth.
COMMISSION/COMPENSATION STRUCTURE:
100% commission based
20% Commission
1st year potential: $120,000-$450,000
Extremely lucrative opportunity to become financially free
Average deal payout: $29,450
Average amount of deals in a year: 9-14+
Highest payout of a commission to Account Executive: $212,500
2nd highest: $159,275
3rd highest: $153,820
4th highest: $118,650
5th highest: $108,700
