This is an in-office position based out of Ent Credit Union Headquarters in Colorado Springs. This is not a remote eligible position.The purpose of the Post-Closing Specialist is to ensure timely and accurate quality reviews of closing documentation for all mortgage loan products, coordinating with all appropriate parties to verify errors are properly resolved before shipping and delivering loans to investors. They will also ensure the loan is compliant with regulatory and Credit Union policies. The Post-Closing Specialist will serve as the liaison between the members, mortgage lending staff, and third parties to the mortgage transaction once the loan has closed. They will also be responsible to utilize all available resources to remain proficient and knowledgeable with Mortgage Lending products, procedures, and regulations.
Essential FunctionsAudit closing packages for accuracy to include verifying signatures, notaries, dates, and completeness. Scan documents to virtual file, secure original collateral documents and complete/submit application for VA LGC or FHA MIC.Prepare CHFA loan files for sale following procedure set by investor to include using their websites to transfer documents, etc. Resolve any deficiencies on investor report from initial sale of loan. Ensure all information on purchase advice is accurate. Email ACCTG after purchase is complete. Transfer loan file to investor within systems and complete file.Address any post-closing conditions to include correcting documents, following up with members, other mortgage teams, vendors, receipt & securing of recorded documents, and title policies.Research and maintain an updated knowledge of progressing loan program guidelines. Understand and meet all regulatory guidelines to guarantee loan compliance.Bank Secrecy Act: Remains cognizant of and adheres to Ent policies and procedures, and regulations pertaining to the Bank Secrecy Act.
