Financial/Credit Examiner III: DORA/Division of BankingPrint (https://www.governmentjobs.com/careers/colorado/jobs/newprint/4700852) ApplyFinancial/Credit Examiner III: DORA/Division of BankingSalary$6,138.00 - $7,970.00 MonthlyLocation Denver Metro, COJob TypeFull TimeJob NumberSCA-2094-10/24DepartmentDepartment of Regulatory AgenciesDivisionDivision of BankingOpening Date10/21/2024Closing Date11/4/2024 11:59 PM MountainFLSADetermined by PositionType of AnnouncementThis position is open only to Colorado state residents.Primary Physical Work Address1560 Broadway Denver, CO 80202FLSA StatusExempt; position is not eligible for overtime compensation.Department Contact InformationAddison Dittrich: addison.dittrich@state.co.usSalary NoteAlthough the full salary range for this position is provided, appointments are typically made at or near the range minimum.Hiring Pay RateThe salary range posted for this position is $73,656 - $95,640 annually ($6,138.00 - 7,970.00 monthly); although a salary range is listed, hiring salary will be set commensurate with the successful candidate's qualifications and in compliance with the Equal Pay for Equal Work Act. New employees to the State will be paid biweekly. There are 26 biweekly pay periods in a year.How To ApplyPlease submit an online application for this position at https://www.governmentjobs.com/careers/colorado. Reach out to the Department Contact to apply using a paper application, including any supplemental questions. Failure to submit a complete and timely application may result in the rejection of your application. Applicants are responsible for ensuring that application materials are received by the appropriate Human Resources office before the closing date and time listed.
Description
Benefits
Questions
Department InformationThis announcement may be used to fill multiple vacancies. The Department of Regulatory Agencies (DORA) is dedicated to preserving the integrity of the marketplace and is committed to promoting a fair and competitive business environment in Colorado. Consumer protection is our mission. DORA is a progressive, innovative government agency where employees and customers alike are valued. If you are interested in becoming a part of an environment where creative thinking, customer service, and protecting consumers through healthy regulation is valued, DORA is the place for you! In addition to rewarding, challenging, and meaningful work, the State of Colorado at the Department of Regulatory Agencies offers an excellent total compensation package including:
Employer-sponsored RTD EcoPass, with offices located at Civic Center Plaza, above the RTD Civic Center station and just a few blocks from RTD light rail.
Extensive work-life programs such as flexible schedules, training and professional development opportunities on a wide variety of subjects, and more!
Employee wellness programs, including the Colorado State Employee Assistance Program (CSEAP), which provides free, confidential counseling services.
Bike-to-work programs, including access to storage lockers and bike racks.
Flexible retirement benefits, including a choice of the PERA Defined Benefit Plan or the PERA Defined Contribution Plan, plus optional 401K and 457 plans.
Medical and Dental Health Insurance for employees and optional coverage for their dependents.
Life Insurance for employees, and optional coverage for their dependents.
Paid Time Off, including 10 paid holidays.
Short- and long-term disability coverage.
Tuition assistance program.
Description of JobThe Colorado Division of Banking protects the public interest and preserves public trust in the Colorado banking industry by regulating the business of state-chartered commercial banks and trust companies, state-licensed money transmitters, and by enforcing the Public Deposit Protection Act.This work unit exists to regulate the activities of money transmitter licensees. This work unit preserves the safety and soundness of the business of money transmitter companies. This work unit preserves and protects the public interest, regulates compliance with state and federal laws and rules, and conducts examinations.Position: SCA 2094This position serves as the Examiner-in-Charge (EIC), functioning as work leader over assigned examiners. The position determines examination objectives/areas of review, which includes performing pre-exam scoping and determining what areas of the money transmitter present the highest risk factors and what staffing resources are needed to adequately assess these risks through the examination process. The position sets priorities that ensure the completion of the assigned task within the allotted time. In addition, the position contributes to the development of subordinate staff by ensuring trainees receive assignments to further their professional development.The position prepares and reviews complex examination work papers ensuring that the depth of review by assigned staff is sufficient to accurately assess the institution's condition as well as support the examination ratings and conclusions reached in the written report.This includes providing interpretations of rules and regulations to examiners and institution management during the examination, and supervising the preparation of the written report of examination and finalizes the report for submission to the Caseload Manager. When other states participate in an examination, the position maintains close communication with other state regulatory authorities.The position communicates examination findings with management and/or the board of directors. During the exit meeting, the position communicates overall conclusions and recommendations that support the preliminary examination rating, and also addresses strengths as well as weaknesses noted and recommendations for corrective action when necessary and appropriate. In addition, the position addresses management concerns and responds to the audience's questions.Duties include, but are not limited to:
Preparing examination work papers for the area assigned;
Interpreting money transmitter statutes, rules, policies, and procedures to ascertain the institution's compliance therewith, and cites violations of federal and state laws and regulations when appropriate;
Analyzing operating practices and determining if safety and soundness concerns exist;
Interviewing money transmitter personnel to clarify exchange or relay information related to their examination assignment;
Communicating examination findings to the EIC and drafts applicable portions of the examination report in accordance with Division guidelines;
Communicating examination findings with management and/or the board of directors of the money transmitter company;
Performing off-site monitoring on a caseload of money transmitter companies each quarter.
Minimum Qualifications, Substitutions, Conditions of Employment & Appeal RightsMINIMUM QUALIFICATIONS (MQs):There are two ways to qualify for this position: 1) Experience OR 2) A Combination of Education and Experience.Option 1: Experience
Eight (8) years of professional experience working for a money transmitter company, financial institution, or in a closely-related industry.
Option 2: A Combination of Education AND Experience
Associate’s Degree and Experience: Graduation from an accredited college or university with an associate's degree in accounting, business, computer engineering, cybersecurity, computer science, economics, finance, information technology, or a closely related field; AND
Six (6) years of progressively responsible professional experience working for a money transmitter company, financial institution, or in a closely-related industry.
OR
Bachelor’s Degree and Experience: Graduation from an accredited college or university with a bachelor's degree in accounting, business, computer engineering, cybersecurity, computer science, economics, finance, information technology, or a closely related field; AND
Four (4) years of progressively responsible professional experience working for a money transmitter company, financial institution, or in a closely-related industry.
Document this experience in your applicationIN DETAIL, as your experience will not be inferred or assumed. Part-time experience will be prorated.Professional work involves exercising discretion, analytical skill, judgment and personal accountability and responsibility for creating, developing, integrating, applying, and sharing an organized body of knowledge that characteristically is: uniquely acquired through an intense education or training regimen at a recognized college or university; equivalent to the curriculum requirements for a bachelor's or higher degree with major study in or pertinent to the specialized field; and continuously studied to explore, extend, and use additional discoveries, interpretations, and application and to improve data, materials, equipment, applications and methods.SUBSTITUTIONS:
Partial credit toward the degree requirement will be given for completed college/university coursework that did not result in a degree. A master's or doctorate degree from an accredited college or university in a field of study related to the work assignment will substitute for the bachelor's degree requirement.
Preferred Qualifications:
Bachelor’s or advanced degree in accounting, business, computer engineering, cybersecurity, economics, finance, information technology, or a closely related field;
Supervisory experience, including managing employee performance and being responsible for pay, status and tenure;
Experience performing a range of technical computer science functions, including programming, systems engineering, networking, and security;
An examiner with a federal or state banking regulatory body;
Compliance Officer in a financial institution or money transmitter company with experience with the Bank Secrecy Act or Anti-Money Laundering regulations;
Experience in bank operations, including internal auditing, lending, accounting and treasury management;
Experience working with and knowledge of the Colorado Banking Code, the Colorado Money Transmitters Act, and the Administrative Procedures Act;
Certified Public Accountant (CPA);
Certified Anti-Money Laundering Specialist;
Certified Financial Crimes Specialist;
Experience working with or for a cryptocurrency or a fintech company.
Required Competencies:The following knowledge, skills, abilities, and personal characteristics are required competencies and may be considered during the selection process (including examination and/or interview):
Demonstrated verbal communication skills, including the ability to effectively convey information to audiences in a concise manner;
Demonstrated writing skills, including the ability to convey information to various stakeholders in a clear, accurate, and concise written manner;
Demonstrated attention to detail;
Demonstrated ability to analyze complex business and financial records;
Interpersonal skills, including the ability to work effectively with stakeholders;
Ability to identify solutions to complex problems;
Demonstrated caseload management skills;
Demonstrated knowledge of banking industry and bank operations, including internal auditing, lending, accounting, and treasury management;
Ability to read, understand, interpret, apply, and explain laws, rules, policies, and procedures;
Demonstrated ability to understand and abide by workplace principles, practices and behaviors as internally identified and defined by the department;
Customer service skills, including the ability to diplomatically interact with difficult customers, build relationships, and maintain communication with stakeholders;
Demonstrated organizational skills, including planning, prioritization, time management in order to meet deadlines;
Demonstrated creativity and flexibility, including the ability to adapt to shifting priorities and additional work assignments;
Ability to accept feedback and criticism, take ownership of mistakes, and improve from them;
Self-motivated, self-directed, reliable, and accountable;
Demonstrated professional demeanor;
Knowledge and understanding in the use of PC software applications including Microsoft Office (Access, Word, Excel, etc.), and Google Suite (Doc’s, Sheets, Slides, etc).
Conditions of Employment:Conditions of Employment: Candidates who fail to meet the conditions of employment will be removed from consideration.
The successful passing of a reference check and/or, if required, a background check.
A reference check may include but is not limited to: contacting previous and current supervisors to verify employment and discuss performance, a review of the personnel file, a review of the performance record, etc.
The type of background check depends on the job duties of the position, and can include a review of any criminal record, credit report, and/or driving record.
Effective September 20, 2021, employees will be required to attest to and verify that they are fully vaccinated for COVID-19. Upon hire, new employees will have three (3) business days to provide attestation to their status with proof of vaccination.
Note: Fully Vaccinated means two (2) weeks after a second dose in a two-dose series of the COVID-19 vaccine, such as the Pfizer or Moderna vaccine, or two (2) weeks after the single-dose vaccine, such as Johnson & Johnson’s Janssen vaccine, as defined by theState of Colorado’s Public Health Order (https://drive.google.com/file/d/1b3w36DgcK8pNlPz0DVibaUhhDcb-YyJH/view) and guidance issued by the Colorado Department of Public Health & Environment.
Travel is required up to 50% of the time.
Supplemental InformationPLEASE READ - Required Application MaterialsInterested individuals must submit the following online:
A completed State of Colorado Application(log-in to your current NeoGov account or create a NeoGov account to complete the online application). Note: Incomplete applications, including incomplete work history sections or "see résumé," "see attachment," or "see addendum" statements, will not be accepted in lieu of a completed application form.
2.A current email addresson your application, as all communication pertaining to this position will be conducted via email. Please set up your email to accept messages from info@governmentjobs.com and '@state.co.us' addresses, and check your email often. Note: The department cannot guarantee the successful delivery of email, including incorrect filtering into junk mail folders.
A detailed cover letter, explaining how you meet the required competencies and how your accomplishments, qualifications, skills, areas of expertise, personal characteristics, etc. make you a good fit for this position; you may also attach additional documents that demonstrate this.
Comparative Analysis Process: Structured Application ReviewPart of, if not the entire, comparative analysis process for this position will involve a review of the information you submit in your application materials; Therefore, it is paramount that in the experience portion of your application and cover letter, you describe the extent to which you possess the education, experience, and competencies outlined in the job announcement as well as the required and/or preferred qualifications/competencies. You are also encouraged to attach additional documents to that effect. Failure to include adequate information or follow instructions may affect your score and prevent you from competing in subsequent measures used to arrive at a top group of applicants.Veterans' Preference: Candidates who wish to assert Veterans' Preference should attach a copy of their DD-214 to their application. Failure to do so will result in being denied Veterans Preference.PLEASE NOTE:Former State Personnel System employees who were disciplinarily terminated or resigned in lieu of termination must disclose this information on the application. Colorado Revised Statutes require that all state employees be hired and promoted through competitive examination of merit and fitness. Failure to include the required information, failure to follow instructions, and/or failure to submit materials by the application deadline may result in your application not being considered for the position and may affect your score or inclusion in the final pool of qualified candidates.The State of Colorado believes that equity, diversity, and inclusion drive our success, andwe encourage candidates from all identities, backgrounds, and abilities to apply. The Stateof Colorado is an equal opportunity employer committed to building inclusive, innovativework environments with employees who reflect our communities and enthusiastically servethem. Therefore, in all aspects of the employment process, we provide employment opportunities toall qualified applicants without regard to race, color, religion, sex, disability, age, sexual orientation, gender identity or expression, pregnancy, medical condition related to pregnancy, creed, ancestry, national origin, marital status, genetic information, or military status (with preference given to military veterans), or any other protected status in accordance with applicable law.DORA is committed to the full inclusion of all qualified individuals. As part of thiscommitment, our agency will assist individuals who have a disability with any reasonableaccommodation requests related to employment, including completing the applicationprocess, interviewing, completing any pre-employment testing, participating in theemployee selection process, and/or to perform essential job functions where the requestedaccommodation does not impose an undue hardship. If you have a disability and requirereasonable accommodation to ensure you have a positive experience applying or interviewing for this position, please direct your inquiries to our ADAAA Coordinator, Rachael Alkayali, at dorahr@state.co.us or call (303) 894-2441.APPEAL RIGHTS: If you receive notice that you have been eliminated from consideration for this position, you may file an appeal with the State Personnel Board or request a review by the State Personnel Director. An appeal or review must be submitted on the official appeal form, signed by you or your representative. This form must be delivered to the State Personnel Board by email, US Mail, faxed or hand-delivered within ten (10) calendar days from your receipt of notice or acknowledgment of the department’s action. For more information about the appeals process, the official appeal form, and how to deliver it to the State Personnel Board go to spb.colorado.gov or refer to 4 Colorado Code of Regulations (CCR) 801-1, State Personnel Board Rules and Personnel Director's Administrative Procedures , Chapter 8, Resolution of Appeals and Disputes , at spb.colorado.gov under Rules. The State of Colorado offers permanent employees a variety of benefits including medical, dental, life and disability insurance, as well as a comprehensive leave program. Please click the following link for detailed information: www.colorado.gov/pacific/dhr/benefits Please note that each agency's contact information is different; therefore, we encourage all applicants to view the full, official job announcement which includes contact information and class title. Select the job you wish to view, then click on the "Print" icon.01 DORA Q1: Please provide your Social Security Number. NOTE: This information will be kept strictly confidential and is only accessible to Human Resources Personnel. 02 DORA Q2: Are you a current or previous State of Colorado employee? Enter "yes" or "no" in the space provided. If "yes", enter 1) the State agency name, 2) dates of employment, and 3) your official classification title. 03 DORA Q3: If you are a current or former State of Colorado classified employee, have you ever been disciplinary terminated, resigned in lieu of termination, or deemed to have resigned without notice (Board Rule 7-6, Automatic Resignation)? NOTE: Current and former State Personnel System employees who were disciplinary terminated, resigned in lieu of termination, or who were deemed to have resigned without notice (Board Rule 7-6, Automatic Resignation) must disclose this information on the application. Failure to disclose this information and/or falsification of application materials may result in being removed from consideration for this position.
N/A - I am not a current or former State of Colorado classified employee.
YES, I have been disciplinary terminated, resigned in lieu of termination, or deemed to have resigned without notice (Board Rule 7-6, Automatic Resignation).
NO, I have NEVER been disciplinary terminated, resigned in lieu of termination, or deemed to have resigned without notice (Board Rule 7-6, Automatic Resignation).
04
DORA Q4: Current or Former Classified Employees: Are you a transfer, non-disciplinary (voluntary) demotion, or reinstatement applicant?
Yes
No
N/A - I am not a current or former State of Colorado classified employee.
05
DORA Q5: VETERAN'S PREFERENCE NOTE: If you are not eligible for/seeking Veteran's Preference, please skip down to the bottom and select option "N/A". REQUIRED DOCUMENTATION: Candidates who wish to assert Veterans' Preference should attach a copy of their DD214 reflecting dates of service, type of discharge, and, if appropriate, a campaign badge or service medal. If information regarding a campaign badge or service medal is necessary to award preference points and is not reflected on the DD214, other documents reflecting the grade or medal must be provided. Other types of documentation may be required for ten point preference. Note 1: For a complete list of service dates and campaigns used in awarding preference points visit: http://www.opm.gov/veterans/html/vgmedal2.htm Note 2: Medal holders and Gulf War veterans who originally enlisted after September 7, 1980, or entered active duty on or after October 14, 1982, without having previously completed 24 months of continuous active duty; must have served continuously for 24 months or the full period called or ordered to active duty. Note 3: Effective October 1, 1980, military retirees at or above the rank of major or equivalent, are not entitled to preference unless they qualify as disabled veterans. Reservists who are retired from the Reserves but are not receiving retirement pay are not considered "retired military" for purposes of veterans' preference. REMINDER: Proof of eligibility must be provided before points are allowed. Please attach documentation to your application. If you have not done so, please go back and do so now. Veteran's Preference points WILL NOT be applied without the appropriate documentation. PLEASE CHECK ALL THAT APPLY:
N/A - I am not eligible for/seeking Veteran's Preference.
A) I was honorably separated (this means an honorable or general discharge) and I served on active duty (excluding active duty for training) in the Armed Forces: During any war declared by Congress
B) I was honorably separated (this means an honorable or general discharge) and I served on active duty (excluding active duty for training) in the Armed Forces: During the period April 28, 1952, through July 1, 1955;
C) I was honorably separated (this means an honorable or general discharge) and I served on active duty (excluding active duty for training) in the Armed Forces: For more than 180 consecutive days, any part of which occurred after January 31, 1955, and before October 15, 1976;
D) I was honorably separated (this means an honorable or general discharge) and I served on active duty (excluding active duty for training) in the Armed Forces: During the Gulf War period beginning August 2, 1990, and ending January 2, 1992;
E) I was honorably separated (this means an honorable or general discharge) and I served on active duty (excluding active duty for training) in the Armed Forces: For more than 180 consecutive days, any part of which occurred during the period beginning September 11, 2001, and ending on the date prescribed by Presidential proclamation or by law as the last day of Operation Iraqi Freedom; or,
F) I was honorably separated (this means an honorable or general discharge) and I served on active duty (excluding active duty for training) in the Armed Forces: In a campaign or expedition for which a campaign medal has been authorized, such as El Salvador, Lebanon, Granada, Panama, Southwest Asia, Somalia, and Haiti.
G) I have served on active duty in the Armed Forces at any time and have a present service connected disability or are receiving compensation, disability retirement benefits, or pension from the military or the Department of Veterans Affairs; or
H) I am a Purple Heart recipient;
I) I am the spouse of a veteran unable to work because of a service-connected disability;
J) I am the unmarried widow/widower of certain deceased veterans; and
K) I am the mother of a veteran who died in service or who is permanently and totally disabled.
06
DORA Q6: Part of the required application materials includes a detailed cover letter, explaining how you meet the required competencies and how your accomplishments, qualifications, skills, areas of expertise, personal characteristics, etc. make you a good fit for this position; you may also attach additional documents that demonstrate this. Q: Have you included this cover letter as an attachment to your application? (If not, you may go back and do so now). Yes, I have attached the required cover letter explaining how I meet the required competencies and how my accomplishments, qualifications, skills, areas of expertise, personal characteristics, etc. make me a good fit for this position; I may also attach additional documents that demonstrate this. No, I have not attached the required cover letter to my application. Note: I understand that failure to include this information and follow instructions may prevent me from competing in subsequent measures used to arrive at a top group of applicants.
Yes
No
07
DORA Q7: Clearly describe and provide examples of how you meet the following minimum qualifications: MINIMUM QUALIFICATIONS (MQs): There are two ways to qualify for this position: 1) Experience OR 2) A Combination of Education and Experience. Option 1: Experience -Eight (8) years of professional experience working for a money transmitter company, financial institution, or in a closely-related industry. Option 2: A Combination of Education AND Experience -Associate's Degree and Experience: Graduation from an accredited college or university with an associate's degree in accounting, business, computer engineering, cybersecurity, computer science, economics, finance, information technology, or a closely related field; AND -Six (6) years of progressively responsible professional experience working for a money transmitter company, financial institution, or in a closely-related industry. OR -Bachelor's Degree and Experience: Graduation from an accredited college or university with a bachelor's degree in accounting, business, computer engineering, cybersecurity, computer science, economics, finance, information technology, or a closely related field; AND -Four (4) years of progressively responsible professional experience working for a money transmitter company, financial institution, or in a closely-related industry.
08
DORA Q8: Clearly describe and provide examples of how you meet the following preferred qualification: Supervisory experience, including managing employee performance and being responsible for pay, status and tenure.
09
DORA Q9: Clearly describe and provide examples of how you meet the following preferred qualification: Experience performing a range of technical computer science functions, including programming, systems engineering, networking, and security.
10
DORA Q10: Clearly describe and provide examples of how you meet the following preferred qualifications: An examiner with a federal or state banking regulatory body, and/or a Compliance Officer in a financial institution or money transmitter company with experience with the Bank Secrecy Act or Anti-Money Laundering regulations.
11
DORA Q11: Clearly describe and provide examples of how you meet the following preferred qualifications: Experience in bank operations, including internal auditing, lending, accounting and treasury management, and/or Experience working with and knowledge of the Colorado Banking Code, the Colorado Money Transmitters Act, and the Administrative Procedures Act.
12
DORA Q12: Clearly describe and provide examples of how you meet the following preferred qualifications: Certified Public Accountant (CPA); Certified Anti-Money Laundering Specialist; Certified Financial Crimes Specialist.
13
DORA Q13: Clearly describe and provide examples of how you meet the following preferred qualification: Experience working with or for a cryptocurrency or a fintech company.
14
DORA Q14: The salary range posted for this position is $73,656 - $95,640 annually ( $6,138.00 - $7,970.00 Monthly); while appointments are typically made at or near the range minimum, the salary will be set based on the qualifications of the candidate appointed and relevant factors. Please share your salary expectations below.
15
DORA Q15: If you move forward in this process and are selected for this position, what is the earliest date that you would be able to start?
Required Question
AgencyState of ColoradoAddressSee the full announcement by clickingthe "Printer" icon located above the job titleLocation varies by announcement, Colorado, Websitehttps://careers.colorado.gov/ApplyPlease verify your email addressVerify Email
