We are a small mortgage broker based in River Edge. We are seeking a full-time or part-time loan processor. No mortgage experience is required. You will work from home and all equipment (PC, Phone, Desk, Headset, etc) will be provided by the company. For the first 3 months of employment you may be required to visit the Brightwire Office in River Edge 1 day per week for training. This job is extremely flexible and may allow you to work early in the morning, late at night, and/or traditional 9am - 5pm hours. We are looking for either 1 full time employee or several part time employees to fill our need, so if you can only work part-time that is OK. Please review the job description and requirements below and please respond with your resume if you are interested.
Job Purpose
Guide borrowers through all phases of obtaining a residential mortgage loan (preapproval, disclosure, processing, underwriting, and closing).
Allow the sales team to focus on finding new clients instead of processing loan files.
Duties and responsibilities
Loan Processing
Gathering, Organizing, and Managing Confidential Client Documents
Reviewing, Analyzing, and Advising Clients about document deficiencies
Uploading, Emailing, Faxing, and Scanning documents
Data Entry – Utilizing loan software and web portals to accurately generate loan documents.
Meeting deadlines.
Communications
Develop professional relationships with borrowers, insurance agents, title companies, attorneys, realtors, and underwriters through verbal (telephone) communication. You will need to communicate effectively regarding the items that are needed to complete their preapproval or to close their loan.
Draft written communications (email) with clients, insurance agents, title companies, attorneys, realtors, and underwriters.
Training and Compliance
Complete in-house and external professional development courses.
Learn new software, procedures, and programs.
You may be required to attend meetings with clients, referral sources, and networking events, to maximize your knowledge level and industry experience.
Job Requirements
Extensive knowledge of all Microsoft Office products (including Outlook, Word, Excel, and PowerPoint).
Professional experience operating a Windows PC.
Expert at prioritizing and managing numerous “urgent” tasks simultaneously.
Strong communication skills (both written and verbal) are mandatory.
Willingness and capability to competently answer all phone calls from existing clients, prospective clients, realtors, attorneys, title companies, CPA’s, insurance agents, etc.
Ability to learn, take notes, and retain knowledge from company training courses.
Ability and desire to understand “what, how, when, and why” for all processes (not just how).
Genuine, cheerful, and friendly personality.
Security-focused-individual – always considering how sensitive personal data is handled, stored, transmitted.
Mental and physical fitness – the company’s brand is important and the impairment of mental or physical fitness due to the consumption of legal or illegal drugs is NOT acceptable.
