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DescriptionThe Product Manager for Interest Bearing Deposit Products will be the primary subject matter expert in terms of product management for IB DDA, Hybrid, Money Market Deposit Accounts and Time Deposit products, for Commercial Bank clients. The incumbent will develop and drive the strategy and roadmap for the commercial deposit product set they manage, supporting the overall business strategy of the organization. This role can sit in Boston or NYCResponsibilities:
Take end to end ownership of the commercial bank interest bearing deposit product set
Responsible for active pricing, profitability, quality, and competitiveness of the product (s) in that portfolio.
The functions of this role include: Strategy Development, New Product Development / Product Enhancements, Roll Out / Product and Customer Readiness (Training Plans, Marketing Plans, Implementation Plans, etc.) Sales Support (managing the Technical Sales Specialists), Business Line Support, Risk / Legal, Vendor Management, Marketing, Project Management, Client Issue resolution, Client needs/Demos/RFPs.
Define, own, and drive all business activities, initiatives, and tactics required to meet volume and COF goals/targets.
Act as technical sales lead for complex products and participate in sales calls as needed. Drive and support deposit sales via the Liquidity Specialists.
Develop and deliver all training and pitch-book materials for all stakeholders.
Responsible to monitor, measure and communicate risks (finance or reputational) associated with the deposits product set they manage
Qualifications
Direct knowledge of Liquidity product specific information – Interest Bearing and Non-Interest bearing Deposits
Solid understanding of commercial banking product, operations, sales, service and technical practices.
Demonstrated ability to articulate strategic concepts and lay out a strategic course of action
Demonstrated ability to deliver profitable growth in a product area
Expertise in the delivery, market value, and industry position of a product area
Detailed understanding of the client needs that drive usage of the product(s)
Strong analytical skills and communications skills. Creative thinking and problem solving
Detail oriented, but maintains a big picture view at the same time
Builds cross functional partnerships effectively: negotiates with good judgment among multiple stakeholders who may have conflicting needs
Self-starter, goal oriented, proactive rather than reactive
Gains the confidence of others through proven expertise and the ability to communicate it
Education:
Bachelors Degree required
Masters Degree preferred
Certified Treasury Professional (CTP) preferred
Why Work for UsAt Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.Equal Employment OpportunityIt is the policy of Citizens Bank to provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to race, color, ethnicity, religion, gender, pregnancy/childbirth, age, national origin, sexual orientation, gender identity or expression, disability or perceived disability, genetic information, citizenship, veteran or military status, marital or domestic partner status, or any other category protected by federal, state and/or local laws.Equal Employment and Opportunity Employer/Disabled/VeteranCitizens Bank is a brand name of Citizens Bank, N.A. and each of its respective subsidiaries.
