To comprehensively manage the credit risk and to lead, develop and manage credit evaluation and credit risk management teams in support of Trade Finance, Debtors Finance & other working capital credit portfolios (as mandated) for Business and Commercial Banking, specifically in respect of the assessment of credit risk, sanctions, fulfilment, credit risk management, account maintenance and support of distressed and high-risk accounts in keeping with the Business and Commercial Banking  Group credit policies and guidelines. 
