AML Operations Analyst IThe Anti-Money Laundering Operations Analyst I is part of a function that is primarily responsible for screening clients and transactions for associated Anti Money Laundering (AML) regulation compliance or best practices. Under direct supervision, this job supports screenings that are designed detect potential high risk individuals or activities exposing the company to regulatory or reputational risk. This job is responsible for the analysis of account activity to ensure compliance with the USA PATRIOT Act, Bank Secrecy Act (BSA), and Office of Foreign Assets Control (OFAC) requirements. This job investigates account activity for suspicious behavior, prepares and submits Suspicious Activity Report (SAR) filings in a timely manner, and provide guidance to business partners on high risk accounts and transactions.Key Responsibilities and Duties
Monitors all transactions and filters those which seem to be coming from illegal or unethical sources.
Recognizes and escalates high risk suspicious activity to AML Management for possible law enforcement and/or regulatory referrals.
Prepares reports of such suspicious transactions and other cash transactions for further review.
Gathers data/information necessary to determine if activity is suspicious.
Updates fields in case management system to correspond with the activity being filed on.
Provides guidance to business partners in matters of AML Compliance.
Researches and supports responses to regulatory agencies, including law enforcement agencies, in view of applicable AML, Financial Industry Regulatory Authority (FINRA), Securities and Exchange Commission (SEC) and Federal rules and regulations.
Maintains an understanding of AML regulations current money laundering schemes and investigative techniques required to detect illegal or unethical schemes.
Educational Requirements
University (Degree) Preferred
Work Experience
No Experience Required
Physical Requirements
Physical Requirements: Sedentary Work
Career Level5ICPreferred Qualifications:
BS/BA Degree or equivalent experience is preferred.
1 to 3 years of relevant financial crimes or financial services experience (e.g., fraud, AML, operations, or service).
Working knowledge of AML regulatory guidance, red flags, and industry practices.
Demonstrated understanding of customer relationship management (CRM) information and transaction processing systems.
Certified Anti-Money Laundering Specialist (CAMS) or Certified Global Sanctions Specialist (CGSS)
Demonstrated ability to interpret data and assess reasonability.
Knowledge of various AML typologies.
Analytical skills with the ability to solve complex problems and execute on solutions.
Strong interpersonal and relationship skills.
Strong written and verbal communication skills.
Proficiency with Microsoft Office.
Adaptability to learn new technology.
Flexibility to adapt to changing priorities to meet business needs.
#LI-CM1#LI-HybridPosting end date: 4/5/24Company SummaryEverBank provides nationwide banking services to consumer and commercial clients through a variety of channels, including online and mobile applications, as well as its Florida-based financial centers.Benefits SummaryEverBank is committed to the well-being of its associates. That's why we offer a comprehensive Total Rewards package commensurate with the position and job-related qualifications, skills and knowledge. EverBank strives to pay wages competitive with those prevailing in our geographic areas and industry.EverBank's Total Rewards package includes superior benefits such as, health, wellness and work life offerings that can help you achieve and maintain your best possible physical, emotional and financial well-being.EverBank prohibits pay discrimination on the basis of any protected characteristic.Pay Range $26 to $35EEO StatementEverBank, N.A. is an equal opportunity (EEO) employer, dedicated to maintaining a work environment free of bias, harassment, discrimination and retaliation. As an EEO employer, EverBank expressly prohibits discrimination, harassment and retaliation based on protected characteristics such as race, creed, ethnicity, color, age, religion, sex, sex stereotype, pregnancy, sexual orientation, gender, gender identity, gender expression, transgender status, marital status, national origin, ancestry, physical or mental disability, genetic history and information, or military or veteran status. Providing a safe, inclusive environment is a priority at EverBank and, consistent with that mission, EverBank considers all qualified applicants for employment regardless of protected status.We will not discharge or in any other manner discriminate against associates or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another associate or applicant. However, associates who have access to the compensation information of other associates or applicants as a part of their essential job functions cannot disclose the pay of other associates or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by us, or (c) consistent with our legal duty to furnish information.Machine Readable FilesThe Transparency in Coverage Final Rules require certain group health plans to disclose on a public website information regarding in-network provider rates and historical out-of-network allowed amounts and billed charges for covered items and services in two separate machine-readable files (MRFs). The MRFs for the benefit package options under are linked below:Machine Readable Files (MRFs) - Aetna
