ABOUT THE ORGANIZATIONSMBC MANUBANK was formed by a group of banking entrepreneurs in June 1962. Our scope is to serve the specialized needs of California middle-market businesses, manufacturers, wholesalers, distributors, importers, exporters, and service companies, including small businesses and professionals.The anticipated salary range for this role is between $173,000.00 and $240,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees.Our mission is to be "the bank of choice" for middle market and professional service companies by establishing long term customer relationships and loyalty, providing superior products and services through a core of highly skilled and seasoned bankers.To achieve our mission to be the 'bank of choice' for middle market and professional services companies, we are focused on our vision to be the premier California regional business bank that can provide the sophistication and expertise of a larger institution with the personal 'high touch' services of a smaller bank.Specialties:Commercial Loans and Lines of Credit, Asset-Based Financing, SBA Loans, and Specialized Financing, Real Estate Loans, Cash Management Services, International ServicesGENERAL SUMMARYReporting to the BSA Officer, the Director, Head of FCC Model and Data Governance will be responsible for the ongoing administration of the Financial Crimes Compliance (“FCC”) Data Analytics, Model Governance and Model Validation programs for both the commercial banking and digital banking units. This individual must have specialized knowledge related to commercial and retail banking risks and will be responsible for supporting the design, implementation, and enhancements of BSA/AML tools and systems, including transactions monitoring, sanctions screening systems, and a fraud screening system.PRINCIPLE DUTIES AND RESPONSIBILITIES
Lead and oversee the development, implementation, and maintenance of robust data governance strategy and framework for the FCC Program, ensuring alignment with regulatory requirements and industry best practices.
Define policies, standards, and procedures for data classification, data quality, data lineage, and data security withing FCC.
Execute BSA/AML and Sanctions data testing and governance projects, in accordance with department strategy.
Collaborate with cross-functional teams, including compliance, legal, risk management, and IT to integrate data analytics solutions into the organization’s FCC program.
Conduct comprehensive risk assessments to evaluate the effectiveness and adherence to data governance policies and controls, identifying areas for improvement and mitigation of risks.
Provide guidance and support to compliance officers and analysts in utilizing data analytics techniques to enhance monitoring, surveillance, and investigation processes.
Stay updated on regulatory developments, industry trends, and emerging threats related to financial crimes, and incorporate relevant insights into the organization’s data governance strategy.
Serve as a subject matter expert on data governance in discussions with senior management, regulatory authorities, and external stakeholders.
Develop MIS reports for submission to senior management.
Establish and maintain strong relationships with FCC management team, internal audit, and compliance monitoring and testing, fostering open communication and ensuring compliance with evolving regulations.
Oversee and participate in the implementation of monitoring and screening technology platforms to support the Bank; experience with Verafin, Actimize, and/or Fircosoft is key;
Develop and implement program analytics to monitor financial crimes compliance program risks;
Maintains proficient knowledge of the rules and regulations, including but not limited to, the Bank Secrecy Act (BSA), USA PATRIOT Act, and OFAC and evolving banking landscape.
POSITION SPECIFICATIONS
7+ years of experience in financial crimes compliance, particularly with data, platforms, data governance, and data management;
Bachelor’s degree in information management, computer science, finance, or a related field. Advanced degree (e.g., MBA, JD, or Master’s in Information Management) preferred;
Experience with some or all of the following technologies to build analysis and drive insights from data
Database: Oracle (PL/SQL), Microsoft SQL Server (T-SQL)
Analytics tools: R, Python
Reporting tools: PowerBI, Excel
Azure
Knowledge of vendor BSA/AML/OFAC transaction monitoring and sanctions screening systems (e.g., Verafin, Actimize, Fircosoft)
Experience with SharePoint and Microsoft Office suite;
Strong understanding of data governance frameworks, standards, and methodologies required;
In-depth knowledge and experience with the US PATRIOT Act, BSA Act and the FFIEC AML manual;
Ability to excel in a remote, innovative, and fast-paced environment;
Excellent communication and interpersonal skills to engage with internal teams, regulators and external stakeholder;
Strong communication and presentation skills with the ability to convey complex ideas in a clear, concise manner to senior leaders.
EOE STATEMENTWe are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law.CCPA DISCLOSUREPersonal Information Collection Notice: This notice contains information under the California Consumer Privacy Act (CCPA) about the categories of personal information (PI) of California residents that SMBC MANUBANK collects and the business or commercial purpose(s) for which the PI may be used. We do not sell PI. More information about our collection and use of PI may be found in our CCPA Privacy Policy at https://www.manufacturersbank.com/CCPA-Privacy. Persons with disabilities may contact our Customer Contact Center toll-free at (877) 560-9812 to request the information in this Notice in an alternative format.
