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Job Family: FinanceReq ID: 404645Here at Siemens, we take pride in enabling sustainable progress through technology. We do this through empowering customers by combining the real and digital worlds. Improving how we live, work, and move today and for the next generation! We know that the only way a business thrives is if our people are thriving. That’s why we always put our people first. Our global, diverse team would be happy to support you and challenge you to grow in new ways. Who knows where our shared journey will take you?We are seeking an energized Senior Credit Analyst primarily in the field of Cash Flow Financing. Risk Controlling – Risk Rating is part of the Siemens Financial Services, Inc (SFS) Risk Controlling function that is headquartered in Munich, Germany, which provides analytical expertise to all SFS’s Business Units and SFS Management, globally.Within Risk Controlling – Risk Rating Americas, you will evaluate the financial and business risks primarily of U.S. obligors across a wide range of industries. You will provide independent and highly competent risk assessments.We are looking for a Senior Credit Analyst based in Iselin, NJ. Siemens is a hybrid working environment.Responsibilities:
Independently evaluate financial and business risks, primarily of obligors within the Cash Flow Financing business sector
Prepare high quality rating reports for new lending opportunities as well as for existing portfolio obligors
Present analyses for approval to the Team leader and/or the Head of Risk Control-Risk Rating Americas, as determined by the validity amount
Develop a comprehensive understanding of the SFS rating methodologies and how they relate to the cash flow financing analysis
Aid in the ongoing monitoring of the creditworthiness of portfolio obligors on a timely basis
Develop strong relationships with Risk Management to improve and maintain an efficient rating process
Judiciously recommend and approve obligor ratings within rating authority, once delegated
Actively cross-train, amongst the various rating disciplines, in order to assist in other areas if called upon to do so
Qualifications:
8+ years of relevant work experience within the credit/rating analysis field-Rating Agency (S&P, Moody’s Fitch) and/or Banking experience required.
Minimum 4-year college degree in either Finance, Accounting or Economics.
Excellent analytical capabilities, including financial statement analysis and knowledge of accounting.
Ability to work with financial models and their output.
Strong technical skills including proficiency in Microsoft Office, especially Excel and Word
Strong and clear oral and written communication skills.
Confident presentation skills, with a persuasive opinion.
Well organized with good time management skills, positively focused.
Good interpersonal skills and ability to efficiently work as a team player.
You’ll benefit from:
Siemens offers a variety of health and wellness benefits to our employees. Details regarding our benefits can be found here: https://www.benefitsquickstart.com/siemens/index.html
The pay range for this position is $116,550 - $199,800 along with an incentive bonus. The actual wage offered may be lower or higher depending on budget and candidate experience, knowledge, skills, qualifications, and premium geographic location.
Create a better #TomorrowWithUsAbout Siemens:We are a global technology company focused on industry, infrastructure, transport, and healthcare. From more resource-efficient factories, resilient supply chains, and smarter buildings and grids, to sustainable transportation as well as advanced healthcare, we create technology with purpose adding real value for customers.Our Commitment to Diversity, Equity, and Inclusion:We value your unique identity and perspective. We are fully committed to providing equitable opportunities and building a workplace that reflects the diversity of society. Come bring your authentic self and create a better tomorrow with us. Learn more about our commitment to DEI here (https://www.siemens.com/us/en/company/environmental-society-governance/diversity.html) .Protecting the environment, conserving our natural resources, fostering the health and performance of our people as well as safeguarding their working conditions are core to our social and business commitment at Siemens. They are an integral part of our Business Conduct Guidelines and our corporate strategy.#LI-MGPEqual Employment Opportunity StatementSiemens is an Equal Opportunity and Affirmative Action Employer encouraging diversity in the workplace. All qualified applicants will receive consideration for employment without regard to their race, color, creed, religion, national origin, citizenship status, ancestry, sex, age, physical or mental disability unrelated to ability, marital status, family responsibilities, pregnancy, genetic information, sexual orientation, gender expression, gender identity, transgender, sex stereotyping, order of protection status, protected veteran or military status, or an unfavorable discharge from military service, and other categories protected by federal, state or local law.EEO is the LawApplicants and employees are protected under Federal law from discrimination. To learn more, Click here (https://www.dol.gov/ofccp/regs/compliance/posters/ofccpost.htm) .Pay Transparency Non-Discrimination ProvisionSiemens follows Executive Order 11246, including the Pay Transparency Nondiscrimination Provision. To learn more, Click here (https://www.dol.gov/sites/dolgov/files/OFCCP/pdf/pay-transp%20EnglishformattedESQA508c.pdf) .California Privacy NoticeCalifornia residents have the right to receive additional notices about their personal information. To learn more, click here (https://new.siemens.com/us/en/general/legal/us-internet-privacy-notice-state-rights.html) .
