In his first address to a joint session of Congress, President Trump said, "We are going to replace Obamacare with Tax Credits and Enhanced Health Savings Accounts (HSA)." This is the decades-old Republican Healthcare Reform of Nobel Prize-winning economist Milton Friedman. Senator Rand Paul and Senator Ted Cruz, both sore losers running against Trump for President, called Trump's plan "Obamacare Lite" and "Dead On Arrival" (DOA). Ted Cruz said he couldn't live with poorer Americans getting "Refundable" Tax Credits. Trump tweeted on 3/30/17 that the Freedom Caucus would destroy the entire Republican agenda and would need to be replaced! Trump has asked for someone to Primary Chip Roy.
Chip Roy's campaign website states that he chairs the Republican Study Committee's (RSC) Healthcare Task Force and leads the Republicans on conservative Free-Market ideas in healthcare. However, his leadership abilities are so poor that you can't find one Republican in America who can tell you what Chip Roy stands for in healthcare. Chip Roy is the perfect example of how government can't do anything. Milton Friedman said, "If the government were in charge of the Sahara Desert, there would be a sand shortage in five years." Read Chip Roy's Egotistical Lie:https://chiproy.com/issues/#restoring-healthcare-freedom
The Freedom Caucus, Ron DeSantis, criticized Trump's plan in 2017, saying, "Trump's plan has too many somersaults!" It's frustrating that Texas Republican Representative Chip Roy supported DisLoyal DeSantis during his failed presidential campaign in Iowa. I attended Iowa Senator Joni Ernst's Annual Pig BBQ, where I saw all eight Republicans running against Trump. The New York Times's Jon Weisman quoted me: "Ron Greiner was incensed that not one Presidential candidate mentioned Obamacare." It's concerning that all Iowa Republican politicians now support Obamacare and the Blue Cross monopoly. There is an unreported Obamacare cost crisis in America, which is particularly severe in Iowa and Texas.
Many teachers in Iowa pay $1,400 per month to insure a child with Blue Cross PPO. Chip Roy didn't care. In Creston, Iowa, teachers are being charged $1,678 monthly to insure a child over $20,000 a year. In 2019, Iowa Governor Kim Reynolds attempted to outlaw former President Trump's low-cost Short-Term Medical (STM) plans when Iowa had the highest Obamacare rates in the nation. Most Democratic governors successfully banned Trump's low-cost STM plans from TIME Insurance, America's oldest health insurance company, and UnitedHealthcare (UHC), the world's largest insurance company. However, Iowa Republican Governor Kim Reynolds could not succeed in her efforts to help Blue Cross, and Trump's low-cost STM plans were allowed to remain available in Iowa.
I met Chip Roy, a Texan in Des Moines, and I told him, "SMU teachers pay $300 a month for insurance until they get cancer and become too sick to work; then their COBRA costs $3,000 monthly." Roy replied, "When I was diagnosed with cancer in 2011, my COBRA was $1,800 monthly!" Wow, this guy is a lawyer; it should be easy to discuss with him how deadly Employer Insuranceis. I was mistaken. Chip Roy refuses to acknowledge how deadly employer insurance can be, even after experiencing it himself. He mentioned that the issue was so complicated that I needed to speak with Sabrina, a young woman he hired (photo above).
I showed Chip Roy that no Obamacare plan in Texas included the MD Anderson Cancer Center, which Newsweek has recognized as the world's best cancer hospital. I highlighted that Trump’s Short-Term Medical (STM) insurance, the most affordable option for children in Texas, listed MD Anderson as a member hospital. However, Chip said he couldn’t discuss it; he hates President Trump. Further, he suggested I talk to his policy aide, Sabrina Hancock. I urged Chip Roy to announce that the Biden administration was eliminating Trump’s low-cost STM on September 1, 2024, but he refused. Given that Texas has the country's highest number of uninsured children, I had hoped that this reality would influence Roy's perspective, but it didn’t. Chip Roy remained silent, riding shotgun, protecting Blue Cross profits.
Additionally, Ted Cruz did not mention Obamacare during his campaign for the U.S. Senate in 2024. It sounds impossible because Texas' Obamacare prices are so high, but it's true. Politicians care more about Blue Cross campaign funds than the poor, uninsured Texas children. Many Republican politicians in Texas now support the harmful aspects of Obamacare and the deadly Blue Cross monopoly. Blue Cross gives more to politicians than anybody.
The month after Biden ended Trump's low-cost STM, the (2) Individual Insurance companies with STM enhanced the (LAST) Free-Market Individual Medical (IM) product called [Fixed Indemnity]. In March, the Biden White House reported that no further regulation was required on [Fixed Indemnity] because it typically paid $100 daily in the hospital. United Healthcare (UHC) raised the Daily Benefit in the hospital to $5,000, and after the first year, it increased to $10K Daily! TIME, which Allstate recently purchased, increased the Daily Benefit for injury to $12,000 after the second year!
When I enrolled in the USA's 1st tax-free HSA in 1996 when they were called MSAs, the same (2) Individual Medical companies had the vast majority (99%) of MSAs, TIME Insurance, and Golden Rule. United Healthcare (UHC) bought Golden Rule, and now Allstate has purchased TIME. I am from TIME, and we have always had superior products. Both Allstate and UHC have zero deductibles for inpatient and outpatient benefits. Both pay in addition to auto insurance. In two years, if someone is in a wreck and auto insurance pays for 30 days in the hospital, Allstate will send a check for 30 days, times $12,000 or $360,000 minimum. The client will feel they have hit the lottery. The client will suggest to thedoctors that his son stay another day. Obamacare plans won't pay in addition to auto insurance.
Fort Worth full-time teachers must pay $2,466 monthly to insure their families with Blue Cross PPO (Page 11 2X $1,233). Part-time teachers pay the full cost of $2,841 monthly (Page 12 2X $1,420). This is happening all over Texas, but the Fake Media, Chip Roy, and politicians of both political parties won't report it. Read page 12; families pay $2,841 monthly with $7,900 owed with a hospitalization!https://issuu.com/fbsbenefits/docs/2024-25fortworthisdbenefitguide-final?fr=sNTg5NTYyNzY2MTQ
Retired City of Dallas employees under 65 with families must pay Blue Cross PPO $3,508 monthly to owe $6,350 with a hospitalization (Read page 14): https://dallascityhall.com/departments/humanresources/benefits/PublishingImages/Pages/2024retireebenefits/2025%20City%20of%20Dallas%20GuidePre%2065%20Retiree.pdf
The Free Market is destroying Obamacare and overpriced Employer Insurance without the aid of (1) Republican politicians like timid Texan Chip Roy. For example, full-time Texas teachers must pay Blue Cross $2,466 monthly to insure their families with $7,000 owed with a hospitalization. The Trumpcare Quoteline at 844-728-3201 has coverage for a Dallas 29-year-old couple with three children for $435 monthly with a zero-deductible and a 3-year-rate lock. MD Anderson Cancer Center is a member hospital for Allstate's Access Zero-deductible plan.
The older you get, the more you pay. The 62-year-old Retired Dallas City Employee with a 59-year-old wife anda son in college spends $3,508 Monthly to the Blues and owes $6,350 with a hospitalization. Allstate's Access Plus Zero-deductible is $975 monthly with a three-year rate guarantee, including MD Anderson Cancer Center and Prime Dental, which pays $3,000 per person after the second year.I call it Better Dental. The first year is $2,000 per person and $2,500 the second. The savings are $2,533 monthly; over 36 months, this Texas couple saves $91,188 plus inflation and deductibles and has better dental.
I retired mainly and badgered presidential politicians in Iowa to wise up. I had only one appointed agent when Biden outlawed Trump's STM from Allstate in September. I was more surprised than anybody last month when the Zero-deductible Allstate Access plan was enhanced. I decided to hire some agents before Christmas. We can sell coast to coast. I seek salespeople and managers. This is insurance, so we sell once and then get paid forever. I ran the largest agency in America for TIME, with 250,000 appointed agents. I predict Republican politicians won't be able to save Obamacare and Blue Cross in 2025.
I am a child advocate. Allstate has an exclusive with "Child Only" coverage; we are the only ones with it. A Houston child on Obamacare's Blue Cross POS is $306 monthly, with a whopping $9,200 owed with a hospitalization. If the child goes to MD Anderson Cancer Center, Blue Cross raises the deductible to $15K and only pays 50% of the bill! Trust me, the hospitals will charge uninsured children much more, so Chip Roy and Ted Cruz should care. A child's silly $10,000 stomach flu after markups and compound interest can be tens of thousands of medical debt for young Texas families. Chip Roy knows Obamacare's $9,200 deductible is why Americans' #1 reason for bankruptcy is Medical Debt.
We have "Child Only" insurance in Texas, Florida, and Arizona for $101 monthly with a zero-deductible! Closing Question: Would you prefer to pay over three times more and then charge $9,200 on a high-interest credit card or whip out an Allstate Zero-deductible insurance card?
The Truth is that Obamacare was passed to keep overpriced and dangerous "Employer Insurance" on 159 million Americans for 10 years longer. It was trillions of dollars. It worked, and it will end in 2025. Blue Cross Association companies have reached the end of their rope, and they can do nothing to survive. I will hire someone with a license, but I prefer salespeople who study for four days and become licensed. The license costs $169 at www.examfx.com, and I don't pay for you.
Your job is to tell me (sell me) why it would be fun for me to train you. When we end employer-based insurance soon, America will need a few million trained insurance agents. The people I recruit now will be the managers of these future salespeople and will be wildly successful. Please send me your resume and your phone number. Ron Greiner-HSA King-Save101.com
Allstate has an Option called "Plan C" that increases the 1st day of hospitalization by $5,000. Plan "C" on a child raises the cost by $9 per month, so the total cost for Texas children is $110 monthly, with $5,000 extra for hospitalization. TIMES HQ was Milwaukee, and Allstate's Child Only price is $95 with Plan C's additional $5,000. Here is a one-minute video on a Milwaukee Child on Allstate: https://www.youtube.com/watch?v=3Uv8VehQLbI
